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Fourteen Tips For Starving Commercial Loan Brokers

Fourteen Tips For Starving Commercial Loan Brokers

In our home we try to get the children to help out. One day our youngest son came into the living room and asked, “Does anyone want a cup of coffee?” “Yes, please!” we said. He replied, “What kind of coffee do you want? Capitated or decapitated?” This old blog article about the commercial loan…

Join Our PartnerHub Program

Join Our PartnerHub Program

Apply to the AnalytIQ ProgramHub, Start Your Own Lending Business Earn Extra Money by offering to properly package loans and submitting for your clients. Join our PartnerHub Program Today!

The Great Debasement and Old Copper Nose

The Great Debasement and Old Copper Nose

I am looking for two additional expert witnesses in a commercial real estate lending case.  You will be paid an expert witness fee for your time, and qualifying as an expert looks great on your resume or on your website.  All testimony will be given using Zoom.  Here are the details. Last week, Bank of…

The 10% Rule: MBA School Lesson

The 10% Rule: MBA School Lesson

I am looking for an expert witness in a commercial real estate lending case.  You will be paid an expert witness fee for your time, and qualifying as an expert looks great on your resume or your website.  Here are the details. Lesson From Business School: Have you ever wondered why Elon Musk is so…

Commercial Real Estate Lending Case Looking For an Expert Witness

Commercial Real Estate Lending Case Looking For an Expert Witness

The opposing side is claiming that obtaining an MAI appraisal is not enough when making a commercial real estate loan.  They are claiming that every commercial lender should obtain two additional broker’s professional opinions, in addition to the expensive MAI appraisal. If you currently work as a commercial real estate loan officer or as a…

Are Large U.S. Banks About to Collapse Due to CLO Losses

Are Large U.S. Banks About to Collapse Due to CLO Losses

CLO stands for collateralized loan obligations, which are bonds backed by a collection of loans.  You can tell from the title of this article that some of these CLO’s are in trouble; but it is important to note that the troubled CLO’s are NOT the ones backed by bridge loans on commercial real estate.  The…

CRE Collateralized Loan Obligation? What is It?  Why Should You Care?

CRE Collateralized Loan Obligation? What is It? Why Should You Care?

A CLE CLO stands for a commercial real estate Collateralized Loan Obligation, and it is a security that is backed by a pool of commercial loans.  The individual borrowers make their payments to the issuer – the company that made and pooled the loans – and then the issuer makes payments to the investors who invested…

The Operating Expense Ratio And Commercial Loans

The Operating Expense Ratio And Commercial Loans

In negotiating an income property loan, the size of loan the borrower can obtain is usually more of a sticking point than the rate or the loan fee. Since income property loan sizes are generally limited by the debt service coverage ratio (i.e., cash flow), rather than the loan-to-value ratio, the operating expense figure that…

Where Debt Funds Get Their Dough To Make Commercial Bridge Loans

Where Debt Funds Get Their Dough To Make Commercial Bridge Loans

Some more green shoots are visible as the bridge lenders are starting originations also.  The warehouse lending market (big banks lending to debt funds) has started up again, with more cautious leverage.  The warehouse lenders will also monitor loan collateral more closely. The difference between a commercial mortgage banker and a commercial mortgage banker is…

Economics – When There’s Blood in the Streets

Economics – When There’s Blood in the Streets

The time to buy is when there’s blood in the streets. — Baron Rothchild, 1815, Member of the Rothchild banking family. There is an interesting story about this quote. Baron Nathan Rothchild was one of five sons of Mayer Amschel Rothchild.  Mayer was the founder of the famous and incredibly wealthy Rothchold banking family.  They…

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