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Author: Fonsworth

Using A Cap Rate To Value Commercial Properties

This may be the most instructive training article that I have written in several years, so I strongly encourage you to study it.  (Note: This is NOT the subject vet clinic.) Sometimes in the commercial loan business, you have to value a property based strictly on a capitalization rate (“cap rate”). Several years ago, I…
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Is It Safe To Expand Your Business Right Now?

You own a small business. Your business is just recovering from the COVID Crisis. Wow, that PPP loan sure came in handy. There are some great business opportunities out there, assuming you can find enough employees; but you’re scared. It’s been 13 years since the Great Recession. Isn’t the next stock market crash and a…
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Launching A Tech Startup: How To Build A Foundation To Scale And Succeed

(BPT) – Despite disruptions over the last year, the number of entrepreneurs launching startups hit record highs in 2020. In the U.S., vision, passion, grit and a startup-friendly environment have resulted in the world’s highest number of startups. If you’re one of the millions feeling the pull to start your own company, your timing couldn’t…
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Commercial Loans, Cap Rates, And The “Quality” Of Income

This is the perfect time to talk about the “quality” of income. Real estate crashes seem to strike about every ten to fourteen years, and it has been thirteen years since the Great Recession. If we were to have another commercial real estate crash, would you rather own a building leased to Betty’s Gift Shop…
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Having Difficulty Meeting The Demands Of Large Clients Due To Capital Constraints

If your small business is in need of ready working capital or you are having difficulty meeting the demands of large clients due to capital constraints, we can help.  You can find out more by simply contacting us at our offices during normal business hours of operation.  Once you put us to work, you could…
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Rates Dropped LTV’s Are Up! No-Doc Loans Starting At 4.375%

OUR RATES HAVE DROPPED AND OUR LTV’s HAVE GONE UP! PROGRAM HIGHLIGHTS Rates Starting at 4.375% FICOs Down to 650 5/1ARM, 7/1ARM, 30 Year Fixed 1-100 Units, Mixed-Use, Commercial LTV Up to 90% ALL PROGRAMS ARE NO-DOC LOANS! NO UPFRONT FEES, NO JUNK FEES, NO TAX RETURNS! Call us today at 210-686-7221 for more information!

Commercial Loans And The S&L Crisis

Wow.  If you walked into the executive offices of some savings and loan associations in the early 1980’s, the wealth and opulence would have amazed you – walls paneled with expensive oak, glistening marble floors imported from Italy, and genuine crystal chandeliers hanging from the ceiling.  On the walls you would often find wildly-expensive oil…
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Make Your Business The Hottest Business On The Block

Are you ready to make your business the talk of the town? From renovations and expansions to new marketing promotions and restaffing, we have the perfect financing available to fit your needs. Let’s jazz up your business and make it the hottest one on the block. Check The Loan Menu Secure a Line of Credit…
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Whatever Your Business Needs Are – We Have A Loan Type To Fit Your Business’s Needs

Whether you need funds now to keep your business moving in a positive direction or you’re planning for your comeback now that your business is no longer under capacity limitations, we have the perfect loan to fit your business’s needs. Check out the sample menu below to see which type of loan favors your taste the most. Check The…
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Nationwide Direct Hard Money No Upfront Fees! No Junk Fees! No Tax Returns!

NATIONWIDE – FICO SCORES FROM 650 NO UPFRONT FEES! NO JUNK FEES! NO TAX RETURNS! Same Day Pre-Approvals Loan Approvals within 48 Hours Widest Range of Loan Programs HARD MONEY: FICO Scores from 500+ Loan Amounts from $I00K-$5M Rates from 7.25%+ Loan Program 9-24 Months I/O Bridge PROPERTY TYPES: 1-100 Units, Mixed Use, Multi-Family, Commercial …
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